Effective Date: January 1, 2026
These Terms and Services ("Terms") govern your access to and use of the website omersariauto.com (the "Site") operated by Omersari Auto ("we," "us," or "our"). By visiting the Site, submitting forms, or requesting information about vehicle service contracts and related products, you agree to these Terms. If you do not agree, please discontinue use of the Site.
Omersari Auto is a marketing and enrollment platform for extended vehicle protection products, including vehicle service contracts, optional maintenance plans, and ancillary benefits such as roadside assistance when bundled with eligible programs. We are not an automobile repair facility. We do not guarantee that any particular repair will be covered; coverage determinations are made by the administrator and obligor identified in your service contract subject to its terms, conditions, limitations, and exclusions.
Information on the Site is provided for general educational purposes. It is not legal, financial, or mechanical advice. Always read the full contract, disclosure documents, and buyer's guide (when applicable) before purchasing. Sample contracts on the Site may not reflect the exact terms of your final agreement.
You must be at least eighteen years of age and capable of entering into a binding contract to request quotes or enroll in a plan through our channels. You agree to provide accurate, current, and complete information about yourself and your vehicle. Misrepresentation of mileage, vehicle condition, commercial use, or modification status may void coverage or result in claim denial.
You are responsible for maintaining the confidentiality of any credentials issued for customer portals and for all activities under your account. Notify us immediately at info@omersariauto.com if you suspect unauthorized access.
Quotes generated through the Site or via email are estimates unless expressly identified as binding. Final pricing depends on administrator underwriting, vehicle inspection results (when required), selected deductible, term length, mileage cap, and optional benefits. We may modify or withdraw promotional pricing at any time.
Payment terms-including monthly installments, down payments, finance charges, and cancellation refunds-are governed by your service contract and the administrator's policies. Failure to pay may result in suspension or cancellation of coverage. Chargeback disputes should be directed to the payment processor identified on your billing statement.
Most plans include a waiting period and/or mileage threshold before coverage becomes active for certain components. Pre-existing conditions are typically excluded. You may be required to maintain vehicle service records, use approved fluids, and follow manufacturer maintenance schedules. Failure to comply can affect claim eligibility. These requirements are detailed in your contract-not summarized on marketing pages.
Before authorizing repairs, contact the claims department using the procedure in your contract. Unauthorized work may not be reimbursed. You may need to pay a deductible per visit or per component as specified. We and our administrators reserve the right to request diagnostic reports, photographs, teardown inspections, and maintenance history. Approved repairs must generally be performed by licensed repair facilities using parts that meet contract standards (new, remanufactured, or used as allowed).
Claim decisions are final subject to any appeal or arbitration procedures in your contract. Omersari Auto may assist with navigation but does not unilaterally override administrator determinations.
Common exclusions include wear items (tires, brake pads, wiper blades), cosmetic damage, damage from accident, abuse, racing, towing beyond rated capacity, improper maintenance, aftermarket modifications not disclosed at enrollment, and consequential damages. Maximum liability per claim or per contract term may apply. See your contract for the exhaustive list.
Some contracts may be transferable to a subsequent owner for a fee. Cancellation rights vary by contract type and jurisdiction. Refunds, if any, are calculated according to administrator rules and may be pro-rated minus claims paid and administrative fees. Contact us for transfer or cancellation instructions specific to your policy number.
All content on the Site-including text, graphics, logos, icons, images, audio, software, and compilation thereof-is owned by Omersari Auto or its licensors and protected by copyright and trademark laws. You may view and print pages for personal, non-commercial use. You may not scrape, frame, mirror, or redistribute content without written permission.
You agree not to: (a) use the Site for unlawful purposes; (b) submit false or misleading information; (c) attempt to gain unauthorized access to systems or data; (d) transmit malware or conduct denial-of-service attacks; (e) harass our staff or other users; (f) use automated tools to harvest data without consent; or (g) impersonate Omersari Auto or its partners.
The Site may link to administrator portals, repair shop locators, payment processors, or social media platforms. We do not control third-party sites and are not responsible for their content, privacy practices, or availability. Your dealings with third parties are solely between you and them.
THE SITE AND ALL INFORMATION ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.
We do not warrant that any vehicle will remain free of mechanical failure or that any specific savings will result from purchasing a plan.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, OMERSARI AUTO AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE SITE OR RELIANCE ON SITE CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Our aggregate liability for direct damages arising from these Terms or Site use shall not exceed the greater of one hundred dollars (USD) or the amount you paid to Omersari Auto for enrollment services in the twelve months preceding the claim.
You agree to indemnify and hold harmless Omersari Auto from claims, damages, losses, and expenses (including reasonable attorneys' fees) arising from your violation of these Terms, misuse of the Site, or infringement of third-party rights.
Disputes relating to these Terms or Site use may be subject to binding arbitration or small claims court as specified in your service contract or applicable law. You waive any right to participate in a class action where such waiver is enforceable. Nothing in these Terms limits non-waivable consumer rights.
We may update these Terms at any time by posting a revised version with a new effective date. Continued use after changes constitutes acceptance. Material changes to how we market products may also require updated disclosures on the Site.
These Terms are governed by the laws of the jurisdiction in which Omersari Auto is organized, without regard to conflict-of-law principles, except where mandatory consumer protection laws of your residence apply.
Questions about these Terms: info@omersariauto.com
